Baccarat Rules

---

1. 6 decks are used, re-shuffled each hand

2. Cards are given point values as follows: Ace = 1, 2-9 = true value, 10 and face cards = 0.

3. Play begins by betting either on the "player", "banker", or a tie.

4. After you click deal, two cards are given to the player and the banker. The score of the hand is the right digit of the total of the cards. For example, if the two cards were an 8 and 7, then the total would be 15 and the score would be a 5. The scores will always range from 0 to 9 and it is impossible to bust.

5. A third card may or may not be dealt to either the player or the dealer depending on the following rules.:

• If either the player or the banker has a total of an 8 or a 9 they both stand. This rule overrides all other rules.
• If the player's total is 5 or less, then the player hits, otherwise the player stands.
• If the player stands, then the banker hits on a total of 5 or less. If the player does hit then use the chart here to determine if the banker hits (H) or stands (S):

• Banker's Score	Player's Third Card
  	0	1	2	3	4	5	6	7	8	9
  7	S	S	S	S	S	S	S	S	S	S
  6	S	S	S	S	S	S	H	H	S	S
  5	S	S	S	S	H	H	H	H	S	S
  4	S	S	H	H	H	H	H	H	S	S
  3	H	H	H	H	H	H	H	H	S	H
  2	H	H	H	H	H	H	H	H	H	H
  1	H	H	H	H	H	H	H	H	H	H
  0	H	H	H	H	H	H	H	H	H	H

6. The score of the player and dealer are compared; the winner is the one that is greater. Winning bets on the banker pay 19 to 20 (even money less a 5% commission), winning bets on the player pay 1 to 1, winning bets on a tie pay 9 for 1. In the event of a tie, banker and player bets will push.